Our Strategies:

  • Programs that help low income people: 

    • prevent or recover from predatory lending

    • improve credit scores 

    • build savings

  • Organizations that advocate for systems change in predatory lending, with a focus on the East Bay.

  • Capacity building and technical assistance to asset-building organizations.

Our Desired Outcomes:

  • Predatory lending: low-income people resolve collections issues, primarily through legal assistance and financial coaching.
  • Credit: individuals with no credit score establish one, and individuals with sub-prime credit improve to a prime credit score.
  • Savings: low-income households increase the amount of their savings for emergency expenses or a long-term goal.