Programs that help low income people:
prevent or recover from predatory lending
improve credit scores
Organizations that advocate for systems change in predatory lending, with a focus on the East Bay.
Capacity building and technical assistance to asset-building organizations.
Our Desired Outcomes:
- Predatory lending: low-income people resolve collections issues, primarily through legal assistance and financial coaching.
- Credit: individuals with no credit score establish one, and individuals with sub-prime credit improve to a prime credit score.
- Savings: low-income households increase the amount of their savings for emergency expenses or a long-term goal.